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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,616 | $133,981-77.9% | $112,249-73.6% | $134,532-78.0% |
| Participation rate | 81.0% | 78.6%+2.4pp | 75.1%+5.9pp | 81.2%-0.3pp |
| Annual return | -17.89% | 47.16%-65.1pp | 27.48%-45.4pp | 418.27%-436.2pp |
| Employer contribution / active EE | $1,877 | $4,040-53.5% | $3,636-48.4% | $4,741-60.4% |
| Participant deferral / active EE | $4,664 | $5,292-11.9% | $4,729-1.4% | $6,401-27.1% |
| Admin fee / account holder | $367 | $7,492-95.1% | $6,412-94.3% | $11,429-96.8% |