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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,525 | $111,535-48.4% | $105,223-45.3% | $137,256-58.1% |
| Participation rate | 86.4% | 78.1%+8.3pp | 75.0%+11.3pp | 80.0%+6.4pp |
| Annual return | 17.93% | 237.85%-219.9pp | 180.65%-162.7pp | 220.34%-202.4pp |
| Employer contribution / active EE | $2,054 | $3,939-47.9% | $3,689-44.3% | $4,156-50.6% |
| Participant deferral / active EE | $6,128 | $5,500+11.4% | $5,072+20.8% | $6,407-4.3% |
| Admin fee / account holder | $4,721 | $9,721-51.4% | $8,859-46.7% | $12,270-61.5% |