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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,512 | $97,550+100.4% | $120,344+62.5% | $87,485+123.5% |
| Participation rate | 94.4% | 72.8%+21.6pp | 76.7%+17.7pp | 68.9%+25.5pp |
| Annual return | 15.90% | 18.41%-2.5pp | 20.30%-4.4pp | 26.06%-10.2pp |
| Employer contribution / active EE | $0 | $2,291-100.0% | $3,020-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $8,418 | $4,230+99.0% | $5,135+63.9% | $4,274+97.0% |
| Admin fee / account holder | $377 | $9,543-96.0% | $12,742-97.0% | $7,775-95.1% |