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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,325 | $112,121+90.3% | $95,960+122.3% | $158,966+34.2% |
| Participation rate | 66.7% | 79.0%-12.3pp | 77.1%-10.4pp | 82.0%-15.3pp |
| Annual return | 33.18% | 171.16%-138.0pp | 91.63%-58.5pp | 302.95%-269.8pp |
| Employer contribution / active EE | $390 | $3,199-87.8% | $2,541-84.7% | $4,762-91.8% |
| Participant deferral / active EE | $8,699 | $4,784+81.8% | $4,167+108.8% | $5,983+45.4% |
| Admin fee / account holder | $15 | $10,135-99.9% | $6,797-99.8% | $11,250-99.9% |