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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,359 | $118,708-67.7% | $98,920-61.2% | $158,966-75.9% |
| Participation rate | 100.0% | 77.8%+22.2pp | 76.0%+24.0pp | 82.0%+18.0pp |
| Annual return | 18.03% | 372.49%-354.5pp | 196.47%-178.4pp | 302.95%-284.9pp |
| Employer contribution / active EE | $3,563 | $3,334+6.9% | $2,689+32.5% | $4,762-25.2% |
| Participant deferral / active EE | $3,128 | $5,089-38.5% | $4,245-26.3% | $5,983-47.7% |
| Admin fee / account holder | $874 | $10,134-91.4% | $6,643-86.8% | $11,250-92.2% |