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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,053 | $135,956-51.4% | $123,894-46.7% | $273,972-75.9% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 7.79% | 56.63%-48.8pp | 47.52%-39.7pp | 41.46%-33.7pp |
| Employer contribution / active EE | $5,638 | $5,170+9.1% | $4,617+22.1% | $4,869+15.8% |
| Participant deferral / active EE | $4,762 | $6,343-24.9% | $5,984-20.4% | $5,287-9.9% |
| Admin fee / account holder | $4,727 | $9,817-51.8% | $8,357-43.4% | $10,133-53.3% |