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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,169 | $110,337+7.1% | $102,383+15.4% | $145,877-19.0% |
| Participation rate | 0.0% | 77.9%-77.9pp | 74.5%-74.5pp | 80.3%-80.3pp |
| Annual return | 10.67% | 24.83%-14.2pp | 24.94%-14.3pp | 551.28%-540.6pp |
| Employer contribution / active EE | $1,472 | $4,216-65.1% | $3,870-62.0% | $4,663-68.4% |
| Participant deferral / active EE | $5,235 | $5,621-6.9% | $5,060+3.5% | $6,691-21.8% |
| Admin fee / account holder | $4,464 | $9,750-54.2% | $8,391-46.8% | $13,402-66.7% |