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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,627 | $96,558+100.5% | $80,977+139.1% | $273,972-29.3% |
| Participation rate | 100.0% | 79.1%+20.9pp | 75.8%+24.2pp | 83.0%+17.0pp |
| Annual return | -2.05% | 15.14%-17.2pp | 17.11%-19.2pp | 41.46%-43.5pp |
| Employer contribution / active EE | $12,750 | $4,869+161.9% | $3,715+243.2% | $4,869+161.9% |
| Participant deferral / active EE | $12,644 | $6,598+91.6% | $5,696+122.0% | $5,287+139.1% |
| Admin fee / account holder | $830 | $7,493-88.9% | $5,517-84.9% | $10,133-91.8% |