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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,924 | $78,694-31.5% | $67,653-20.3% | $125,388-57.0% |
| Participation rate | 100.0% | 78.8%+21.2pp | 75.7%+24.3pp | 83.2%+16.8pp |
| Annual return | -4.71% | 9.46%-14.2pp | 6625.22%-6629.9pp | 282.24%-286.9pp |
| Employer contribution / active EE | $8,225 | $3,044+170.2% | $2,266+263.1% | $4,866+69.0% |
| Participant deferral / active EE | $4,044 | $4,292-5.8% | $3,560+13.6% | $5,352-24.4% |
| Admin fee / account holder | $748 | $7,403-89.9% | $4,821-84.5% | $9,541-92.2% |