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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,770 | $91,525-12.8% | $130,026-38.7% | $75,181+6.1% |
| Participation rate | 74.2% | 71.4%+2.7pp | 78.5%-4.3pp | 67.2%+7.0pp |
| Annual return | 10.88% | -631.40%+642.3pp | -137.26%+148.1pp | 160.69%-149.8pp |
| Employer contribution / active EE | $2,982 | $2,844+4.8% | $4,321-31.0% | $2,671+11.7% |
| Participant deferral / active EE | $3,215 | $4,342-26.0% | $5,821-44.8% | $4,126-22.1% |
| Admin fee / account holder | $2,886 | $6,778-57.4% | $10,608-72.8% | $5,650-48.9% |