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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,961 | $71,873-84.7% | $86,698-87.4% | $68,490-84.0% |
| Participation rate | 71.7% | 72.2%-0.6pp | 76.6%-4.9pp | 67.9%+3.8pp |
| Annual return | 67.51% | 3.54%+64.0pp | 35.96%+31.5pp | -7.85%+75.4pp |
| Employer contribution / active EE | $809 | $2,173-62.8% | $2,837-71.5% | $2,597-68.8% |
| Participant deferral / active EE | $5,633 | $3,779+49.1% | $4,656+21.0% | $4,028+39.9% |
| Admin fee / account holder | $563 | $6,110-90.8% | $7,492-92.5% | $5,403-89.6% |