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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,823 | $56,200-48.7% | $67,653-57.4% | $59,633-51.7% |
| Participation rate | 90.3% | 71.5%+18.8pp | 75.7%+14.6pp | 68.7%+21.6pp |
| Annual return | -0.92% | 18506.71%-18507.6pp | 6625.22%-6626.1pp | 2041.40%-2042.3pp |
| Employer contribution / active EE | $2,392 | $1,615+48.2% | $2,266+5.6% | $2,203+8.6% |
| Participant deferral / active EE | $3,917 | $2,843+37.8% | $3,560+10.0% | $3,192+22.7% |
| Admin fee / account holder | $395 | $3,959-90.0% | $4,821-91.8% | $4,297-90.8% |