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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,670 | $99,032-39.7% | $80,022-25.4% | $135,380-55.9% |
| Participation rate | 83.3% | 78.4%+5.0pp | 75.8%+7.5pp | 82.6%+0.7pp |
| Annual return | -9.81% | 15.39%-25.2pp | 11.22%-21.0pp | 519.81%-529.6pp |
| Employer contribution / active EE | $1,730 | $3,043-43.2% | $2,468-29.9% | $4,779-63.8% |
| Participant deferral / active EE | $5,041 | $4,282+17.7% | $3,686+36.8% | $5,609-10.1% |
| Admin fee / account holder | $2,104 | $10,436-79.8% | $6,521-67.7% | $10,828-80.6% |