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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,396 | $110,379-75.2% | $102,412-73.2% | $145,884-81.2% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 11.28% | 24.84%-13.6pp | 24.94%-13.7pp | 551.85%-540.6pp |
| Employer contribution / active EE | $2,649 | $4,216-37.2% | $3,870-31.6% | $4,662-43.2% |
| Participant deferral / active EE | $5,357 | $5,622-4.7% | $5,060+5.9% | $6,690-19.9% |
| Admin fee / account holder | $915 | $9,745-90.6% | $8,388-89.1% | $13,392-93.2% |