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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,728 | $117,846+44.0% | $102,434+65.7% | $145,884+16.3% |
| Participation rate | 66.7% | 78.6%-12.0pp | 76.5%-9.8pp | 80.3%-13.6pp |
| Annual return | 15.37% | 31.90%-16.5pp | 29.46%-14.1pp | 551.85%-536.5pp |
| Employer contribution / active EE | $1,198 | $3,615-66.9% | $3,023-60.4% | $4,662-74.3% |
| Participant deferral / active EE | $2,929 | $5,733-48.9% | $5,055-42.1% | $6,690-56.2% |
| Admin fee / account holder | $18,439 | $13,356+38.1% | $9,462+94.9% | $13,392+37.7% |