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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,048 | $167,415+29.6% | $140,514+54.5% | $198,609+9.3% |
| Participation rate | 66.7% | 80.9%-14.2pp | 77.8%-11.1pp | 82.4%-15.7pp |
| Annual return | 20.01% | 13.85%+6.2pp | 14.36%+5.7pp | 202.70%-182.7pp |
| Employer contribution / active EE | $1,206 | $4,088-70.5% | $3,378-64.3% | $5,055-76.1% |
| Participant deferral / active EE | $7,699 | $5,579+38.0% | $4,919+56.5% | $6,977+10.4% |
| Admin fee / account holder | $0 | $16,730-100.0% | $13,697-100.0% | $19,030-100.0% |