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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,048 | $136,860+58.6% | $120,344+80.4% | $154,746+40.3% |
| Participation rate | 66.7% | 79.9%-13.2pp | 76.7%-10.0pp | 80.7%-14.0pp |
| Annual return | 20.01% | 21.38%-1.4pp | 20.30%-0.3pp | 172.34%-152.3pp |
| Employer contribution / active EE | $1,206 | $3,533-65.9% | $3,020-60.1% | $4,379-72.5% |
| Participant deferral / active EE | $7,699 | $5,793+32.9% | $5,135+49.9% | $6,730+14.4% |
| Admin fee / account holder | $0 | $15,393-100.0% | $12,742-100.0% | $14,365-100.0% |