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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,714 | $77,638-64.3% | $156,551-82.3% | $62,881-55.9% |
| Participation rate | 79.6% | 71.2%+8.4pp | 84.0%-4.4pp | 69.3%+10.3pp |
| Annual return | 4.79% | 50.33%-45.5pp | 32.23%-27.4pp | 20.14%-15.4pp |
| Employer contribution / active EE | $362 | $3,444-89.5% | $5,501-93.4% | $2,281-84.1% |
| Participant deferral / active EE | $2,155 | $3,046-29.2% | $4,871-55.8% | $3,203-32.7% |
| Admin fee / account holder | $3,496 | $5,561-37.1% | $13,028-73.2% | $4,296-18.6% |