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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,856 | $102,696-13.5% | $86,235+3.0% | $139,487-36.3% |
| Participation rate | 66.7% | 74.5%-7.8pp | 69.0%-2.3pp | 80.3%-13.7pp |
| Annual return | 0.00% | 1925.91%-1925.9pp | 1170.03%-1170.0pp | 373.84%-373.8pp |
| Employer contribution / active EE | $654 | $3,034-78.4% | $2,381-72.5% | $4,755-86.2% |
| Participant deferral / active EE | $7,770 | $4,679+66.1% | $3,987+94.9% | $6,713+15.7% |
| Admin fee / account holder | $380 | $8,667-95.6% | $6,856-94.5% | $11,407-96.7% |