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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $63,656 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,326 | $73,102-18.8% | $123,553-52.0% | $56,289+5.4% |
| Participation rate | 74.9% | 74.3%+0.6pp | 82.3%-7.4pp | 69.9%+5.0pp |
| Annual return | -1.89% | 3.01%-4.9pp | 119.21%-121.1pp | -9.96%+8.1pp |
| Employer contribution / active EE | $2,530 | $2,977-15.0% | $4,628-45.3% | $2,111+19.8% |
| Participant deferral / active EE | $6,141 | $5,423+13.2% | $6,426-4.4% | $3,350+83.3% |
| Admin fee / account holder | $438 | $554-20.9% | $9,284-95.3% | $521-16.0% |