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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,637 | $95,188-58.4% | $76,518-48.2% | $135,379-70.7% |
| Participation rate | 88.9% | 74.4%+14.5pp | 68.0%+20.9pp | 82.6%+6.2pp |
| Annual return | 28.33% | 4.85%+23.5pp | -0.27%+28.6pp | 519.79%-491.5pp |
| Employer contribution / active EE | $1,711 | $3,303-48.2% | $2,647-35.4% | $4,779-64.2% |
| Participant deferral / active EE | $4,929 | $4,640+6.2% | $3,836+28.5% | $5,609-12.1% |
| Admin fee / account holder | $439 | $6,249-93.0% | $4,849-91.0% | $10,828-95.9% |