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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,552 | $106,551-60.1% | $91,225-53.4% | $134,532-68.4% |
| Participation rate | 75.0% | 76.8%-1.8pp | 73.2%+1.8pp | 81.2%-6.2pp |
| Annual return | -12.52% | 160.78%-173.3pp | 114.12%-126.6pp | 418.27%-430.8pp |
| Employer contribution / active EE | $585 | $3,331-82.4% | $2,851-79.5% | $4,741-87.7% |
| Participant deferral / active EE | $585 | $4,718-87.6% | $4,233-86.2% | $6,401-90.9% |
| Admin fee / account holder | $1,429 | $6,234-77.1% | $5,422-73.7% | $11,429-87.5% |