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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,529 | $95,975+52.7% | $74,549+96.6% | $135,379+8.2% |
| Participation rate | 90.9% | 75.7%+15.3pp | 69.1%+21.8pp | 82.6%+8.3pp |
| Annual return | -9.29% | 56.96%-66.3pp | 32.53%-41.8pp | 519.79%-529.1pp |
| Employer contribution / active EE | $1,623 | $2,716-40.2% | $1,961-17.2% | $4,779-66.0% |
| Participant deferral / active EE | $4,011 | $3,844+4.4% | $3,108+29.1% | $5,609-28.5% |
| Admin fee / account holder | $15,181 | $6,522+132.8% | $5,059+200.1% | $10,828+40.2% |