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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $335,217 | $111,878+199.6% | $93,727+257.7% | $145,897+129.8% |
| Participation rate | 87.5% | 74.2%+13.3pp | 68.7%+18.8pp | 80.3%+7.2pp |
| Annual return | 14.77% | 204.28%-189.5pp | 133.83%-119.1pp | 552.29%-537.5pp |
| Employer contribution / active EE | $2,198 | $3,092-28.9% | $2,421-9.2% | $4,663-52.9% |
| Participant deferral / active EE | $5,549 | $4,920+12.8% | $4,417+25.6% | $6,689-17.0% |
| Admin fee / account holder | $15,813 | $10,256+54.2% | $8,292+90.7% | $13,390+18.1% |