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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $379,463 | $124,980+203.6% | $108,359+250.2% | $154,746+145.2% |
| Participation rate | 77.8% | 75.2%+2.6pp | 70.1%+7.7pp | 80.7%-2.9pp |
| Annual return | 12.70% | 45.00%-32.3pp | 36.89%-24.2pp | 172.34%-159.6pp |
| Employer contribution / active EE | $2,132 | $2,851-25.2% | $2,399-11.1% | $4,379-51.3% |
| Participant deferral / active EE | $5,396 | $4,743+13.8% | $4,137+30.4% | $6,730-19.8% |
| Admin fee / account holder | $32,306 | $11,502+180.9% | $9,741+231.7% | $14,365+124.9% |