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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $379,463 | $112,729+236.6% | $98,716+284.4% | $137,256+176.5% |
| Participation rate | 77.8% | 74.2%+3.6pp | 69.3%+8.5pp | 80.0%-2.2pp |
| Annual return | 12.70% | 38.48%-25.8pp | 31.81%-19.1pp | 220.34%-207.6pp |
| Employer contribution / active EE | $2,132 | $2,725-21.8% | $2,279-6.4% | $4,156-48.7% |
| Participant deferral / active EE | $5,396 | $4,640+16.3% | $4,048+33.3% | $6,407-15.8% |
| Admin fee / account holder | $32,306 | $10,129+219.0% | $8,703+271.2% | $12,270+163.3% |