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| Provider | Service type | Compensation |
|---|---|---|
CONRAD SIEGEL1+ years Filed as: CONRAD SIEGEL ACTUARIES Service code 15 · EIN 23-1669823 P.O. BOX 5900 · HARRISBURG, PA 171100900 | Recordkeeping | $28,503 |
CONRAD SIEGEL1+ years Filed as: CONRAD SIEGEL INVESTMENT ADVISORS Service code 27 · EIN 01-0726056 | Advisory (Plan) | $8,979 |
CHARLES SCHWAB & CO., INC.1+ years Service code 19 · EIN 94-1737782 | Securities Custodian | $1,215 |
AMERICAN CENTURY1+ years Filed as: AMERICAN CENTURY INV MGT, INC. Service code 28 · EIN 44-6006315 | Investment Management | $0 |
Filed as: AMERICAN UNITED LIFE INSURANCE CO. Service code 52 | Indirect Investment Fees | $0 |
BOSTON MANAGEMENT AND RESEARCH1+ years Service code 28 · EIN 20-1227352 | Investment Management | $0 |
DIMENSIONAL FUND ADVISORS1+ years Filed as: DIMENSIONAL FUND ADVISORS LP Service code 28 · EIN 30-0447847 | Investment Management | $0 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,589 | $37,117-76.9% | $147,617-94.2% | $55,191-84.4% |
| Participation rate | 85.3% | 63.6%+21.7pp | 84.6%+0.7pp | 69.2%+16.1pp |
| Annual return | 8.32% | 3.44%+4.9pp | 61.98%-53.7pp | 10.78%-2.5pp |
| Employer contribution / active EE | $419 | $1,620-74.2% | $5,564-92.5% | $1,899-78.0% |
| Participant deferral / active EE | $1,228 | $1,985-38.1% | $4,895-74.9% | $3,046-59.7% |
| Admin fee / account holder | $131 | $86+53.3% | $11,612-98.9% | $91+44.5% |