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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,830 | $165,381-56.6% | $149,730-52.0% | $158,966-54.8% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 15.50% | 348.29%-332.8pp | 276.70%-261.2pp | 302.95%-287.4pp |
| Employer contribution / active EE | $2,226 | $5,104-56.4% | $4,645-52.1% | $4,762-53.3% |
| Participant deferral / active EE | $4,599 | $7,182-36.0% | $6,843-32.8% | $5,983-23.1% |
| Admin fee / account holder | $1,053 | $10,809-90.3% | $9,310-88.7% | $11,250-90.6% |