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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $433,399 | $171,867+152.2% | $149,721+189.5% | $147,586+193.7% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 7.99% | 2113.36%-2105.4pp | 1501.67%-1493.7pp | 578.59%-570.6pp |
| Employer contribution / active EE | $17,603 | $6,275+180.5% | $5,444+223.3% | $4,876+261.0% |
| Participant deferral / active EE | $16,964 | $7,270+133.3% | $6,568+158.3% | $5,439+211.9% |
| Admin fee / account holder | $30,771 | $13,799+123.0% | $11,282+172.7% | $10,886+182.7% |