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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,604 | $138,076-43.8% | $123,553-37.2% | $135,380-42.7% |
| Participation rate | 64.3% | 84.7%-20.4pp | 82.3%-18.0pp | 82.6%-18.4pp |
| Annual return | -3.72% | 153.70%-157.4pp | 119.21%-122.9pp | 519.81%-523.5pp |
| Employer contribution / active EE | $957 | $5,152-81.4% | $4,628-79.3% | $4,779-80.0% |
| Participant deferral / active EE | $3,868 | $6,800-43.1% | $6,426-39.8% | $5,609-31.0% |
| Admin fee / account holder | $43,673 | $10,917+300.1% | $9,284+370.4% | $10,828+303.3% |