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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,913 | $93,117-46.4% | $77,096-35.3% | $134,532-62.9% |
| Participation rate | 50.0% | 74.5%-24.5pp | 67.9%-17.9pp | 81.2%-31.2pp |
| Annual return | -13.50% | 62.67%-76.2pp | 42.35%-55.8pp | 418.27%-431.8pp |
| Employer contribution / active EE | $1,315 | $3,420-61.6% | $2,814-53.3% | $4,741-72.3% |
| Participant deferral / active EE | $2,061 | $5,241-60.7% | $4,429-53.5% | $6,401-67.8% |
| Admin fee / account holder | $958 | $6,948-86.2% | $5,428-82.3% | $11,429-91.6% |