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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,355 | $54,370-79.1% | $82,763-86.3% | $68,490-83.4% |
| Participation rate | 23.9% | 63.9%-40.0pp | 72.6%-48.7pp | 67.9%-44.0pp |
| Annual return | -17.95% | -13.67%-4.3pp | 702.45%-720.4pp | -7.85%-10.1pp |
| Employer contribution / active EE | $398 | $2,219-82.1% | $3,008-86.8% | $2,597-84.7% |
| Participant deferral / active EE | $2,960 | $3,247-8.8% | $4,395-32.7% | $4,028-26.5% |
| Admin fee / account holder | $5,560 | $4,398+26.4% | $5,325+4.4% | $5,403+2.9% |