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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,310 | $58,311-70.3% | $81,882-78.9% | $80,959-78.6% |
| Participation rate | 35.4% | 63.5%-28.1pp | 72.4%-37.0pp | 67.7%-32.3pp |
| Annual return | 16.88% | 41.85%-25.0pp | 779.47%-762.6pp | 35.67%-18.8pp |
| Employer contribution / active EE | $410 | $2,347-82.5% | $2,916-85.9% | $2,757-85.1% |
| Participant deferral / active EE | $3,209 | $3,287-2.4% | $4,323-25.8% | $4,300-25.4% |
| Admin fee / account holder | $3,669 | $4,752-22.8% | $7,360-50.2% | $6,925-47.0% |