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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,569 | $85,766+33.6% | $136,298-15.9% | $70,126+63.4% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 19.00% | 31.46%-12.5pp | 5156.27%-5137.3pp | 73.15%-54.1pp |
| Employer contribution / active EE | $2,837 | $2,966-4.3% | $4,696-39.6% | $2,343+21.1% |
| Participant deferral / active EE | $6,923 | $5,051+37.0% | $6,247+10.8% | $3,332+107.8% |
| Admin fee / account holder | $770 | $5,421-85.8% | $9,244-91.7% | $4,645-83.4% |