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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,802 | $53,128-19.4% | $86,581-50.6% | $70,124-39.0% |
| Participation rate | 100.0% | 65.3%+34.7pp | 73.5%+26.5pp | 69.5%+30.5pp |
| Annual return | 15.59% | 27.66%-12.1pp | 965.06%-949.5pp | 73.14%-57.6pp |
| Employer contribution / active EE | $2,195 | $2,068+6.2% | $2,840-22.7% | $2,342-6.3% |
| Participant deferral / active EE | $4,130 | $2,695+53.2% | $3,609+14.4% | $3,332+24.0% |
| Admin fee / account holder | $3,310 | $3,584-7.6% | $4,904-32.5% | $4,645-28.7% |