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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,992 | $196,972-25.9% | $182,262-19.9% | $198,609-26.5% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 17.29% | 158.27%-141.0pp | 140.60%-123.3pp | 202.70%-185.4pp |
| Employer contribution / active EE | $6,167 | $5,364+15.0% | $5,046+22.2% | $5,055+22.0% |
| Participant deferral / active EE | $16,693 | $8,643+93.2% | $8,276+101.7% | $6,977+139.3% |
| Admin fee / account holder | $17,096 | $18,429-7.2% | $16,712+2.3% | $19,030-10.2% |