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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,394 | $181,896-53.1% | $156,551-45.5% | $273,972-68.8% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 3.08% | 30.74%-27.7pp | 32.23%-29.1pp | 41.46%-38.4pp |
| Employer contribution / active EE | $1,723 | $6,248-72.4% | $5,501-68.7% | $4,869-64.6% |
| Participant deferral / active EE | $1,638 | $5,550-70.5% | $4,871-66.4% | $5,287-69.0% |
| Admin fee / account holder | $1,053 | $15,560-93.2% | $13,028-91.9% | $10,133-89.6% |