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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,620 | $198,457-64.4% | $170,435-58.6% | $147,586-52.2% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 17.72% | 257.30%-239.6pp | 205.94%-188.2pp | 578.59%-560.9pp |
| Employer contribution / active EE | $7,924 | $6,183+28.2% | $5,432+45.9% | $4,876+62.5% |
| Participant deferral / active EE | $7,605 | $5,629+35.1% | $4,939+54.0% | $5,439+39.8% |
| Admin fee / account holder | $2,374 | $16,852-85.9% | $13,881-82.9% | $10,886-78.2% |