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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,245 | $63,346-33.3% | $92,240-54.2% | $70,126-39.8% |
| Participation rate | 100.0% | 68.7%+31.3pp | 76.5%+23.5pp | 69.5%+30.5pp |
| Annual return | 14.66% | 530.19%-515.5pp | 176.29%-161.6pp | 73.15%-58.5pp |
| Employer contribution / active EE | $3,656 | $2,471+48.0% | $3,680-0.6% | $2,343+56.1% |
| Participant deferral / active EE | $3,097 | $2,854+8.5% | $3,897-20.5% | $3,332-7.0% |
| Admin fee / account holder | $1,503 | $3,841-60.9% | $5,194-71.1% | $4,645-67.6% |