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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,154 | $73,397-64.4% | $178,014-85.3% | $74,546-64.9% |
| Participation rate | 66.9% | 66.6%+0.3pp | 77.1%-10.2pp | 67.2%-0.3pp |
| Annual return | 11.13% | 17.49%-6.4pp | 294.80%-283.7pp | 1366.03%-1354.9pp |
| Employer contribution / active EE | $2,105 | $2,217-5.1% | $3,950-46.7% | $2,624-19.8% |
| Participant deferral / active EE | $2,941 | $4,512-34.8% | $6,276-53.1% | $4,347-32.3% |
| Admin fee / account holder | $0 | $1,809-100.0% | $10,362-100.0% | $1,944-100.0% |