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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,154 | $73,532-64.4% | $178,505-85.3% | $74,478-64.9% |
| Participation rate | 66.9% | 66.6%+0.3pp | 77.1%-10.2pp | 67.2%-0.3pp |
| Annual return | 11.13% | 17.49%-6.4pp | 27.16%-16.0pp | 1370.56%-1359.4pp |
| Employer contribution / active EE | $2,105 | $2,221-5.2% | $3,955-46.8% | $2,626-19.8% |
| Participant deferral / active EE | $2,941 | $4,519-34.9% | $6,280-53.2% | $4,350-32.4% |
| Admin fee / account holder | $0 | $1,813-100.0% | $10,428-100.0% | $1,946-100.0% |