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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,245 | $150,447-72.6% | $136,298-69.7% | $147,586-72.1% |
| Participation rate | 80.0% | 84.4%-4.4pp | 81.9%-1.9pp | 82.8%-2.8pp |
| Annual return | 19.87% | 1049.15%-1029.3pp | 5156.27%-5136.4pp | 578.59%-558.7pp |
| Employer contribution / active EE | $3,034 | $5,256-42.3% | $4,696-35.4% | $4,876-37.8% |
| Participant deferral / active EE | $2,022 | $6,631-69.5% | $6,247-67.6% | $5,439-62.8% |
| Admin fee / account holder | $435 | $10,906-96.0% | $9,244-95.3% | $10,886-96.0% |