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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,872 | $52,884-43.5% | $84,753-64.8% | $55,167-45.9% |
| Participation rate | 97.0% | 67.5%+29.5pp | 76.6%+20.4pp | 69.0%+28.0pp |
| Annual return | 7.94% | 18.03%-10.1pp | 22.78%-14.8pp | 169.23%-161.3pp |
| Employer contribution / active EE | $5,256 | $2,233+135.3% | $3,574+47.1% | $1,963+167.8% |
| Participant deferral / active EE | $2,671 | $2,644+1.0% | $3,712-28.0% | $3,054-12.5% |
| Admin fee / account holder | $1,945 | $581+234.9% | $5,333-63.5% | $504+285.9% |