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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,871 | $133,981-76.2% | $112,249-71.6% | $134,532-76.3% |
| Participation rate | 88.9% | 78.6%+10.3pp | 75.1%+13.8pp | 81.2%+7.7pp |
| Annual return | -17.39% | 47.16%-64.6pp | 27.48%-44.9pp | 418.27%-435.7pp |
| Employer contribution / active EE | $4,074 | $4,040+0.8% | $3,636+12.0% | $4,741-14.1% |
| Participant deferral / active EE | $11,803 | $5,292+123.0% | $4,729+149.6% | $6,401+84.4% |
| Admin fee / account holder | $1,675 | $7,492-77.6% | $6,412-73.9% | $11,429-85.3% |