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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,598 | $99,345-5.8% | $84,753+10.4% | $273,972-65.8% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 11.98% | 22.93%-10.9pp | 22.78%-10.8pp | 41.46%-29.5pp |
| Employer contribution / active EE | $15,666 | $4,214+271.8% | $3,574+338.3% | $4,869+221.8% |
| Participant deferral / active EE | $8,718 | $4,270+104.2% | $3,712+134.9% | $5,287+64.9% |
| Admin fee / account holder | $3,256 | $6,645-51.0% | $5,333-38.9% | $10,133-67.9% |