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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,543 | $27,639+10.5% | $61,501-50.3% | $68,490-55.4% |
| Participation rate | 90.9% | 39.5%+51.4pp | 52.6%+38.3pp | 67.9%+23.0pp |
| Annual return | -24.93% | -13.19%-11.7pp | 339.04%-364.0pp | -7.85%-17.1pp |
| Employer contribution / active EE | $991 | $696+42.4% | $1,160-14.5% | $2,597-61.8% |
| Participant deferral / active EE | $1,335 | $1,264+5.6% | $2,125-37.2% | $4,028-66.9% |
| Admin fee / account holder | $858 | $2,012-57.4% | $2,132-59.7% | $5,403-84.1% |