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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,195,060 | $167,352+614.1% | $143,788+731.1% | $134,509+788.5% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -19.40% | 0.47%-19.9pp | -0.03%-19.4pp | 418.13%-437.5pp |
| Employer contribution / active EE | $36,150 | $5,620+543.2% | $4,952+630.1% | $4,741+662.6% |
| Participant deferral / active EE | $1,300 | $6,447-79.8% | $5,638-76.9% | $6,400-79.7% |
| Admin fee / account holder | $33,373 | $18,091+84.5% | $14,675+127.4% | $11,427+192.1% |