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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,374 | $162,136+48.3% | $152,301+57.8% | $154,746+55.3% |
| Participation rate | 81.8% | 84.1%-2.3pp | 82.4%-0.6pp | 80.7%+1.1pp |
| Annual return | 13.18% | 91.02%-77.8pp | 80.50%-67.3pp | 172.34%-159.2pp |
| Employer contribution / active EE | $4,121 | $4,890-15.7% | $4,624-10.9% | $4,379-5.9% |
| Participant deferral / active EE | $8,428 | $8,341+1.0% | $8,004+5.3% | $6,730+25.2% |
| Admin fee / account holder | $1,327 | $15,759-91.6% | $14,398-90.8% | $14,365-90.8% |