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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $304,057 | $93,117+226.5% | $77,096+294.4% | $134,532+126.0% |
| Participation rate | 85.7% | 74.5%+11.2pp | 67.9%+17.8pp | 81.2%+4.5pp |
| Annual return | -16.26% | 62.67%-78.9pp | 42.35%-58.6pp | 418.27%-434.5pp |
| Employer contribution / active EE | $9,286 | $3,420+171.5% | $2,814+229.9% | $4,741+95.9% |
| Participant deferral / active EE | $20,013 | $5,241+281.8% | $4,429+351.9% | $6,401+212.7% |
| Admin fee / account holder | $13,388 | $6,948+92.7% | $5,428+146.6% | $11,429+17.1% |