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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,602 | $82,678+45.9% | $125,391-3.8% | $68,490+76.1% |
| Participation rate | 97.0% | 75.1%+21.9pp | 82.4%+14.6pp | 67.9%+29.1pp |
| Annual return | -18.63% | -5.97%-12.7pp | 572.41%-591.0pp | -7.85%-10.8pp |
| Employer contribution / active EE | $0 | $3,382-100.0% | $4,816-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $10,434 | $6,111+70.7% | $7,448+40.1% | $4,028+159.1% |
| Admin fee / account holder | $1,846 | $6,277-70.6% | $10,009-81.6% | $5,403-65.8% |