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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,496 | $56,894-34.1% | $84,753-55.8% | $62,881-40.4% |
| Participation rate | 75.7% | 68.5%+7.1pp | 76.6%-0.9pp | 69.3%+6.4pp |
| Annual return | 19.66% | 6.30%+13.4pp | 22.78%-3.1pp | 20.14%-0.5pp |
| Employer contribution / active EE | $271 | $2,400-88.7% | $3,574-92.4% | $2,281-88.1% |
| Participant deferral / active EE | $1,591 | $2,709-41.3% | $3,712-57.1% | $3,203-50.3% |
| Admin fee / account holder | $2,210 | $3,581-38.3% | $5,333-58.6% | $4,296-48.6% |