Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER3 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $5,749 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,728 | $46,332-92.0% | $143,797-97.4% | $64,824-94.2% |
| Participation rate | 64.0% | 64.2%-0.2pp | 80.3%-16.3pp | 71.5%-7.4pp |
| Annual return | -15.68% | -10.05%-5.6pp | -0.04%-15.6pp | 32.84%-48.5pp |
| Employer contribution / active EE | $254 | $1,911-86.7% | $4,952-94.9% | $2,507-89.9% |
| Participant deferral / active EE | $1,543 | $2,647-41.7% | $5,638-72.6% | $4,311-64.2% |
| Admin fee / account holder | $15 | $154-90.2% | $14,679-99.9% | $188-92.0% |