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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,891 | $133,998-56.8% | $112,263-48.4% | $134,545-57.0% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -14.81% | 47.17%-62.0pp | 27.49%-42.3pp | 418.37%-433.2pp |
| Employer contribution / active EE | $2,924 | $4,040-27.6% | $3,636-19.6% | $4,742-38.3% |
| Participant deferral / active EE | $8,260 | $5,292+56.1% | $4,729+74.6% | $6,401+29.0% |
| Admin fee / account holder | $748 | $7,493-90.0% | $6,410-88.3% | $11,431-93.5% |