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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,613 | $108,911-82.9% | $100,392-81.5% | $145,884-87.2% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 10.23% | 58.23%-48.0pp | 49.45%-39.2pp | 551.85%-541.6pp |
| Employer contribution / active EE | $3,124 | $4,420-29.3% | $3,941-20.7% | $4,662-33.0% |
| Participant deferral / active EE | $4,213 | $8,459-50.2% | $8,090-47.9% | $6,690-37.0% |
| Admin fee / account holder | $8,025 | $9,698-17.3% | $7,904+1.5% | $13,392-40.1% |